Tag: Mortgage

Posted on 01/02/2022

Many homeowners have experienced a moment when they have wished for a lower mortgage payment. With a mortgage refinance, you could effectively lower your monthly payments. Not sure where to begin with refinancing or whether it's right for you? We've got you covered with some tips and considerations. What is Refinancing? When you refinance a mortgage, you're essentially...

Finance

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Posted on 07/18/2021

Mortgage Types for Luxury Home Purchases

Photo by Vincent Rivaud from Pexels When you buy a luxury home, you have several options when it comes to paying for the home. While some luxury buyers invest fully in the home and purchase outright, most find that opting for a mortgage of some type keeps options open and reserves capital for other things. Mortgages can be...

Home Buyer

Luxury Home

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Posted on 05/09/2021

Your Loan: The First Step to Buying a New Home

Photo by Nattanan Kanchanaprat via Pixabay If you’re in the market to purchase a home, it can be a confusing process. Interest rates, types of loans and what may apply to you can all sound like a foreign language. It’s always best to have some background knowledge before going to see a mortgage broker to make sure you’re...

Homebuying

Loan

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Posted on 01/03/2021

3 Ways to Prepare Your Credit Before House Hunting

Photo by bongkarn thanyakij from Pexels Shopping for a new home should be an exciting experience, but if you are unsure of where you stand with your credit, it can be a little nerve-wracking. Having good credit will not only help you to secure more favorable interest rates for your mortgage, but it can also help you to...

Mortgage

Loan

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Posted on 11/29/2020

Steps to Paying off Your Mortgage Quickly

Photo by ESB Professional via Shutterstock If the thought of getting a mortgage and being in that much debt is stopping you from buying a home, plan to pay it off. Here’s how you can do it in just five to 10 years. Live well below your means. If you can keep your mortgage payment to below twenty...

Mortgage

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Posted on 10/13/2019

What To Do After Your Mortgage Loan Is Rejected?

Having your home loan rejected can be disappointing, but it is not the end of the road. This article is full of ideas to help get your loan approved on your next try: Re-edit your borrower profile Banks are vigilant on all aspects of credit, including the profile of the borrower. Remember that many criteria are crippling. Any...

Mortgage

Rejected For A Mortgage

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Posted on 09/29/2019

Coming to Friendly Terms - Fannie Mae, Ginnie Mae, and Freddie Mac

Ginnie, Freddie, and Fannie are friends of the real estate mortgage and housing industry. You hear about them whenever you read very deeply about how mortgages work. But who are they? And what do they have to do with you? What’s in a name? These three entities are nicknames for mortgage agencies established by the United States Government....

Mortgage

Real Estate

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Posted on 09/24/2018

Prepare a Mortgage Application

Filling out a mortgage application may prove to be a long, arduous process, particularly for those who are buying a house for the first time. Lucky for you, we're here to help you dot the I's and cross the T's on your mortgage application to ensure you can quickly and effortlessly acquire your dream house. Now, let's take a...

Mortgage

Buying A Home